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Published: November 17, 2025

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© 2025 joinspark.app · Spark Community Articles

Spark is a content-only project. We don’t run payments and we don’t manage money for users. In our articles and research, we look at how different communities, cooperatives, fintech tools and local initiatives around the world solve shared-money problems. Whenever we mention a company or product, it’s for educational purposes only – not as a formal partnership or endorsement.